Clean books, filed on time, and a real read on your numbers.

Because the source documents are. A bank or credit card statement for September doesn’t close until September 30th, and most institutions don’t release the final statement until the first few days of October. Nothing can be reconciled before then — anything produced mid-month is an estimate, not a closed set of books. So September’s numbers are reconciled during October and in your hands by the end of it. That one-month lag is normal for every bookkeeping and accounting firm; what varies is whether the close actually lands on schedule. Here it does.

Yes. The firm is fully remote and works with clients across all 50 states. Everything runs through secure document sharing and video calls, and multi-state payroll registrations and filings are part of the payroll service.

It's common, and it's fixable. Catch-up and cleanup work is quoted separately from your monthly fee so you can see exactly what it costs to get current. Most cleanups are finished during onboarding, before the first normal close.

Tax preparation is offered in-house for business and personal returns, along with quarterly estimates and year-round planning. If you already have a tax preparer you like, a clean year-end packet goes to them instead — that works too.

A flat monthly fee, quoted after reviewing your actual books. What moves the number is the work involved: how many transactions run through the accounts, how many accounts there are, how many employees and states are in play, and whether there is more than one entity. Each package lists the volumes its starting price assumes. Anything outside that — a tax return, a handbook, catching up on back books — is a separate line quoted in writing before it starts, so your monthly fee stays the same in a busy month as in a quiet one. You are never billed for a phone call.

A signed payment authorization form is required before work begins, and it stays on file for the length of the engagement. Your flat monthly fee is charged automatically on either the 1st or the 15th — you choose which at onboarding, so it lands where it suits your cash flow. One-time work such as cleanup, a tax return, or a handbook is quoted in writing first and then billed to the same authorization. Your fee never changes without your written agreement.

Bookkeeping records what happened. Fractional CFO work uses that record to decide what happens next — whether you can afford the hire, what the pricing change does to margin, how long cash lasts at the current burn. Most clients start with bookkeeping and add CFO support when the decisions get bigger.

Typically two to four weeks. It runs longer when the books need significant cleanup, when there are multiple entities or states involved, or when it takes time to get bank access, prior returns, and payroll records together — the pace of that last part is largely up to you. You’ll get a written timeline before anything starts, and it gets updated if the scope turns out to be bigger than it looked.